Comparing Shared Equity Resale Formulas

This general purpose educational tool was designed to help community leaders understand the relative performance of different shared equity resale formulas. So much of what sets one model apart from the other is dependent on the assumptions you make about interest rates, home price inflation and income growth. This tool allows a side-by-side comparison [...]

Preservation of Affordable Homeownership

This paper examines the range of different policy options that communities have adopted to reduce the cost of homeownership, with a particular focus on the effectiveness of each option in preserving affordable homeownership opportunities over time.

Beyond Lender Bias: The Struggle for Capital in a Networked Economy

This paper identifies an emerging structural logic of the financial system under which investment decisions are made by a network that relies on previous transactions as the main source for information about credit quality.